# EzLoan — Quick & Easy Loans in South Africa

> EzLoan is a loan matching platform that connects South Africans with NCA-registered lenders. We are a marketing intermediary — lenders make all credit decisions.

## What We Do

EzLoan helps South Africans find and apply for personal loans online in 60 seconds. We match borrowers with licensed micro-lenders and credit providers registered with the National Credit Regulator (NCR).

## Loan Details

- **Loan amounts:** R500 to R10,000
- **Application time:** 60 seconds
- **Decision:** Instant automated affordability assessment
- **Payout:** Same day (during business hours) or within 24 hours
- **Repayment terms:** 1 to 6 months
- **Interest rates:** NCA-capped (max 5% per month for short-term credit per the National Credit Act)
- **Bad credit accepted:** Yes — affordability-based assessment, not credit-score-only

## Who We Help

- Employed South Africans needing emergency cash
- People with bad credit or blacklisting
- SASSA grant recipients
- Self-employed individuals
- Domestic workers with proof of income
- Pensioners
- People under debt review (limited options available)

## Requirements

1. South African citizen or permanent resident
2. 18 years or older
3. Active South African bank account
4. Proof of income (payslip, bank statement, or SASSA payment)
5. Valid SA ID document

## How It Works

1. **Apply online** — 60-second form with basic details
2. **Instant decision** — Automated affordability and credit assessment
3. **Choose your offer** — Compare terms from matched lenders
4. **Get paid** — Money deposited into your bank account same day

## Key Pages

- Homepage: https://ezloan-southafrica-credit.lovable.app/
- Apply now: https://ezloan-southafrica-credit.lovable.app/apply
- Loan calculator: https://ezloan-southafrica-credit.lovable.app/loan-calculator
- Compare loans: https://ezloan-southafrica-credit.lovable.app/compare-loans
- How it works: https://ezloan-southafrica-credit.lovable.app/how-it-works
- Requirements: https://ezloan-southafrica-credit.lovable.app/requirements
- Fees & rates: https://ezloan-southafrica-credit.lovable.app/fees-and-rates
- FAQ: https://ezloan-southafrica-credit.lovable.app/faq
- Blog: https://ezloan-southafrica-credit.lovable.app/blog

## Loan Types

- Quick loans: /quick-loans-south-africa
- Personal loans: /personal-loans-south-africa
- Cash loans: /cash-loans-south-africa
- Micro loans: /micro-loans-south-africa
- Online loans: /online-loans-south-africa
- Short-term loans: /short-term-loans
- Instant cash loans: /instant-cash-loans-south-africa
- Payday loans: /payday-loans-online-south-africa
- Emergency loans: /emergency-loans-south-africa
- Same-day loans: /same-day-loans-south-africa
- Bad credit loans: /bad-credit-loans-south-africa
- Blacklisted loans: /blacklisted-loans-south-africa
- SASSA loans: /sassa-loans
- Debt consolidation: /debt-consolidation-loans-south-africa
- Loans without payslip: /loans-without-payslip
- Loans for pensioners: /loans-for-pensioners-south-africa
- Loans for domestic workers: /loans-for-domestic-workers
- Loans for self-employed: /loans-for-self-employed-south-africa

## Specific Loan Amounts

- R500 loan: /r500-loan-south-africa
- R1,000 loan: /r1000-loan-south-africa
- R2,000 loan: /r2000-loan-south-africa
- R3,000 loan: /r3000-loan-south-africa
- R5,000 loan: /r5000-loan-south-africa
- R10,000 loan: /r10000-loan-south-africa

## Cities Served

All 9 provinces, including Johannesburg, Cape Town, Durban, Pretoria, Port Elizabeth/Gqeberha, Bloemfontein, Polokwane, Nelspruit, East London, Pietermaritzburg, Rustenburg, George, Kimberley, Soweto, and Witbank/eMalahleni.

## Regulatory Compliance

- All partner lenders are registered with the National Credit Regulator (NCR)
- Compliant with the National Credit Act (NCA) No. 34 of 2005
- Maximum interest rates capped per NCA regulations
- Mandatory affordability assessments performed
- EzLoan is a marketing intermediary, not a lender

## Contact

- Phone: 0800 39 5626 (0800 EZ LOAN)
- Email: info@ezloan.co.za
- Support: support@ezloan.co.za
- Hours: Mon-Fri 8AM-6PM, Sat 9AM-1PM

## For More Detail

See /llms-full.txt for comprehensive information including FAQs, rate comparisons, and regulatory detail.